The property tax rate in Brick, NJ is $2.664 per $100 of assessed value for 2025, with a small additional fire district levy on top. Because Brick assesses homes at roughly 55% of their market value, the effective rate on a sale price is lower than the headline number suggests, and most homeowners end up with an annual bill somewhere between $6,000 and $8,000 depending on assessment and fire district.
What Makes Up the Rate
The $2.664 base rate bundles levies from four different governing bodies. The school district takes the biggest slice by far:
- School district: $1.273
- Municipal purposes: $0.812 (raised to $0.845 in the 2026 municipal budget)
- County government: $0.474
- County library: $0.047
- County health: $0.028
- County open space: $0.020
- Municipal open space: $0.010
Fire district taxes are added separately and depend on where your property sits. The most recent published rates are $0.049 for District 1, $0.076 for District 2, and $0.081 for District 3.1Township of Brick. Budgets and Financial Information Two identical homes on opposite sides of town can have slightly different bills for that reason alone.
How to Calculate Your Bill
The arithmetic is simple. Divide your assessed value by 100, then multiply by the tax rate. A home assessed at $200,000 gives you 2,000 units. At the base rate of $2.664, that’s $5,328 before the fire district charge is added.
The complication is the gap between assessed value and what your house would sell for. Brick’s average ratio of assessed value to true market value is 55.01% for tax year 2026.2New Jersey Department of the Treasury. Chapter 123 Certification of Average Ratios and Common Level Ranges for Tax Year 2026 A home selling for $450,000 is probably assessed closer to $247,500. The township doesn’t rework every property each year, so assessed values lag behind sale prices.
If you’re buying in Brick and want a realistic tax estimate, take the purchase price, multiply by about 0.55, and then run the tax calculation on that number. That gets you much closer to the actual bill than applying the rate to the full sale price.
When Payments Are Due
Brick collects taxes in four quarterly installments: February 1, May 1, August 1, and November 1. There’s a ten-day grace period on each due date, so a payment received by the 10th still counts as on time.3Township of Brick. Tax Collector
Miss the grace period and interest runs from the original due date, not from the 11th. New Jersey law lets municipalities charge up to 8% per year on the first $1,500 of delinquent taxes and up to 18% per year on anything beyond that. Delinquencies over $10,000 that remain unpaid at the end of the fiscal year can be hit with an additional penalty of up to 6% of the outstanding balance.4Justia Law. New Jersey Revised Statutes Title 54 Section 54-4-67
You can pay online, by mail, or using the drop box at the municipal building.5Township of Brick. Pay Taxes Online One thing to watch: electronic e-check payments may carry a 10-business-day processing hold, which can push an on-time submission past the grace period and leave you owing interest.
Deductions That Lower Your Bill
Veterans
Honorably discharged veterans get a $250 annual property tax deduction. Since a 2020 constitutional amendment, service during a specific war period is no longer required to qualify.6New Jersey Department of the Treasury. Property Tax Deduction Claim by Veteran or Surviving Spouse Surviving spouses can claim the deduction while they remain unmarried and continue to live in New Jersey.
100% Disabled Veterans
Veterans with a 100% permanent and total service-connected disability certified by the U.S. Department of Veterans Affairs qualify for a full property tax exemption on their primary residence. That eliminates the entire bill, not just $250. Unremarried surviving spouses of these veterans, and surviving spouses of service members who died on active duty, also qualify.7New Jersey Division of Taxation. 100% Disabled Veteran Property Tax Exemption File the application with Brick’s tax assessor along with VA disability certification and proof of honorable discharge.
Seniors and Disabled Residents
A $250 annual deduction is available for residents 65 or older or permanently and totally disabled, if annual income is $10,000 or less after permitted exclusions. Surviving spouses of qualifying seniors or disabled individuals can also claim it. You have to own and occupy the home as your primary residence.8New Jersey Department of the Treasury. NJ Assessors Handbook Chapter IV – Tax Deductions and Exemptions The $10,000 income limit hasn’t been updated in decades, so very few homeowners now qualify.
Statewide Relief Programs
Two New Jersey programs can meaningfully reduce what you pay out of pocket. The ANCHOR program (Affordable New Jersey Communities for Homeowners and Renters) sends a direct benefit to offset property taxes. Eligibility turns on income, residency, and homeownership during a base year. The deadline to apply for the 2025 ANCHOR benefit is November 2, 2026.9New Jersey Division of Taxation. ANCHOR Program If you own in Brick and meet the income thresholds, skipping the application leaves money on the table.
The Senior Freeze program, formally the Property Tax Reimbursement, pays eligible seniors and disabled residents back for property tax increases above a base year amount. It effectively holds your tax at the base-year level and reimburses the difference as taxes climb. Income and residency limits apply, and the filing deadline is separate from ANCHOR. Both programs run through the New Jersey Division of Taxation.10New Jersey Division of Taxation. Property Tax Relief Programs
Appealing an Assessment That Looks Too High
If your assessment seems out of line with what your home would actually sell for, you can file an appeal with the Ocean County Board of Taxation. The deadline is April 1 of the tax year, extended to May 1 if Brick underwent a district-wide revaluation or reassessment.11New Jersey Division of Taxation. Assessment and Appeals
You’ll file Form A-1, available on the Ocean County Board of Taxation website, along with a comparable-sales form.12Ocean County Board of Taxation. Ocean County Board of Taxation The strongest appeals lean on recent sales of similar homes nearby, with context explaining why those sales support a lower value for your property. Photos, repair estimates, and documentation of condition issues all help. A bare list of addresses and prices rarely moves the board.
Brick’s common level range for 2026 runs from 46.76% to 63.26%, around the 55.01% average ratio.2New Jersey Department of the Treasury. Chapter 123 Certification of Average Ratios and Common Level Ranges for Tax Year 2026 The board compares your assessment-to-sale ratio against that range. Fall inside it and your assessment is presumed valid, making a reduction harder. Fall outside it and you have real leverage.
Added Assessments After Renovations
Finishing an addition, completing a renovation, or building a new home in Brick can trigger an added assessment under N.J.S.A. 54:4-63.2. The assessor values the improvement as of the first day of the month after completion, and the extra tax is prorated for the remaining months of the tax year.13New Jersey Department of the Treasury. NJ Assessors Handbook Chapter VII – Added Assessments
“Completed” doesn’t mean you’ve moved in or started using the space. A structure counts as complete when it’s ready for its intended purpose. Finish a major addition in March and you’ll see an added assessment covering April through December, followed by a full-year increase the next January. The added assessment reflects only the new value created, not a reassessment of the whole property, but a large project can still push your quarterly bill up noticeably. Build that into your renovation budget before you break ground.