Regina property tax for 2026 is calculated using a combined residential mill rate of about 17.61, applied to 80 percent of your property’s assessed value. A home assessed at $300,000 generates a bill of roughly $4,227. Payment is due June 30, and the bill covers three levies rolled into one notice: the municipal portion set by City Council, the Regina Public Library Board’s levy, and the provincial education property tax.
How Your Bill Is Calculated
Three numbers determine what you owe: your assessed value, the provincial tax policy percentage for your property class, and the mill rates set by each taxing authority. The Saskatchewan Assessment Management Agency (SAMA) sets the assessed value using mass appraisal, drawing on your property’s physical characteristics, location, and comparable sales.1Saskatchewan Assessment Management Agency. Methods of Assessment Residential assessed values for 2026 reflect what SAMA estimated your property would have sold for on January 1, 2023, not today’s market.2Saskatchewan Assessment Management Agency. Revaluation 2025 Understanding Assessment
Only part of your assessed value is taxable. For residential properties, including single-family homes, condos, and multi-unit residential, the province sets the taxable percentage at 80 percent. Commercial and industrial properties use 85 percent.3City of Regina. Glossary
The formula: taxable assessment × mill rate ÷ 1,000. For 2026, the three residential mill rates are:4City of Regina. How Property Taxes are Calculated
- Municipal: 12.25600
- Library: 1.08613
- Education: 4.27000
The education portion matches the provincial schedule for residential properties.5Government of Saskatchewan. Education Property Tax Mill Rates On a home assessed at $300,000, the taxable assessment is $240,000. Multiplied by the combined rate of roughly 17.612 and divided by 1,000, that comes out to about $4,227. The municipal portion is the largest piece.
When It’s Due and What Late Payment Costs
June 30 is the annual deadline. Any balance still outstanding after that date accumulates a penalty of 1.5 percent per month, applied each month the balance remains unpaid, not as a one-time charge.6City of Regina. Property Tax
Taxes still unpaid after December 31 of the year they were levied are considered arrears, and the monthly penalty rises to 1.75 percent.6City of Regina. Property Tax On a $4,000 overdue balance, that’s about $70 added every month. Penalties become part of the tax itself and accrue further penalties if left unpaid. The authority for these charges comes from The Cities Act, which lets council set the rates by bylaw.7Publications Saskatchewan. Saskatchewan Code C-11.1 – The Cities Act
Ways to Pay
Regina accepts property tax payment through several channels:8City of Regina. Convenient Ways to Pay Your Property Taxes
- Online or telephone banking, using “Regina Property Tax” as the payee and your property roll number as the account.
- In person at the Service Regina desk on the main floor of City Hall, which takes cash, cheque, and debit from 8 a.m. to 4:45 p.m. on weekdays.
- Credit card, through a third-party processor accessed online. Expect a convenience fee.
- A drive-thru cheque kiosk on McIntyre Street beside City Hall, operating on limited dates near the June 30 deadline. Include your tax bill with the cheque.
- Mail, with the cheque postmarked by June 30.
- A 24-hour drop box at City Hall for after-hours cheque drop-off.
Payments take several business days to process. Check your bank records or request a statement of account from the city to confirm receipt.
Spreading the Bill Over 12 Months With TIPPS
The Tax Installment Payment Plan Service (TIPPS) withdraws one-twelfth of your annual bill from your bank account on the first business day of each month. When the new mill rate is set, the withdrawal amount adjusts automatically. TIPPS participants are exempt from late penalties.6City of Regina. Property Tax
You can enroll any time. Signing up after January means your first withdrawal includes a catch-up amount for the months already passed. To enroll for the following year, any existing balance has to be cleared by December 15.6City of Regina. Property Tax
The simplest way to sign up is through the city’s eProperty online portal. Alternatively, print the TIPPS application form, attach a void cheque or bank verification form, and submit it by email to propertytaxpaymentplan@regina.ca, in person at City Hall, or by mail. You’ll need your property roll number from the top of your tax notice, your banking details, and the names of all registered owners.
Two things worth knowing. TIPPS enrollment doesn’t transfer when you sell. You have to cancel on the old property and re-enroll on the new one. And TIPPS payments are non-refundable, so overpayments are applied as a credit rather than returned.
Disputing Your Assessment
If you think SAMA’s number is wrong, start by contacting the assessor directly to try to resolve it. Bring comparable sales or other evidence showing why the valuation is off. Many disputes end at this stage.
If talking it through doesn’t work, you have 60 days from the mailing date of your assessment notice to file a formal appeal with the Board of Revision (in non-revaluation years, the window is 30 days).9Government of Saskatchewan. Property Assessment Appeals The appeal goes to the secretary of the Board of Revision with the required fee. For single-family homes and condominiums, the fee is $30 per property. Commercial and other properties pay between $150 and $750 depending on assessed value.10City of Regina. Assessment Appeal Process Missing the fee deadline means your appeal is dismissed. Withdraw at least 15 days before the hearing and the fee is refunded.
The Board must issue its decision within 180 days of the assessment notice being published.
Relief for Low-Income Seniors and People With Disabilities
Regina runs a Low-Income Municipal Property Tax Deferral Program for homeowners aged 65 or older or living with a disability. Qualifying homeowners can defer part of their municipal taxes each year rather than paying in full. The three deferral options are the year-over-year increase, $600, or $1,200, capped at the total municipal tax owed for the year.11City of Regina. The Low-Income Municipal Property Tax Deferral Program Bylaw
You must be the registered owner and occupy the property as your principal residence. Household gross income has to fall at or below the Statistics Canada before-tax low-income cut-off for Regina’s population and your household size. You also need to be in good standing on taxes, utility bills, and fines, or actively on a payment plan for any arrears. Cumulative deferred taxes on one property can’t exceed 50 percent of its assessed value.11City of Regina. The Low-Income Municipal Property Tax Deferral Program Bylaw
Deferral is not forgiveness. The amount is still owed, and it accumulates against your property.
If Arrears Continue
Prolonged non-payment follows a path set out in The Tax Enforcement Act. Once taxes are in arrears past December 31, the city publishes a list of affected properties. If the balance stays unpaid after a 60-day notice period, the city treasurer registers a tax lien against the property’s title.12Publications Saskatchewan. Saskatchewan Code T-2 – The Tax Enforcement Act
Six months after the lien is registered, the city can authorize proceedings to acquire title. The owner and anyone else with a registered interest then gets a six-month notice to pay or contest the claim. If nobody redeems the property, a final 30-day notice goes out before the city applies to have title transferred. After obtaining title, the city must offer the property for sale within one year.12Publications Saskatchewan. Saskatchewan Code T-2 – The Tax Enforcement Act The full timeline from first arrears notice to loss of the property runs well over a year, but penalties compound throughout, making the gap harder to close the longer it’s left.