The delinquent property tax list for Jackson, MS is published through the Hinds County online database, where you can search any parcel by owner name or parcel identification number (PIN) to see what is owed.1Hinds County. Hinds County Online Databases Jackson sits inside Hinds County, so the county Tax Collector handles the list for every Jackson address. Taxes were due February 1, and anything unpaid after that date is accruing interest at one-half of one percent per month until it clears.2Justia. Mississippi Code 27-41-9 – Interest on Taxes Due; Extension of Due Date by Proclamation
Where to Find the List
The Hinds County online portal has separate search tools for current property taxes, prior-year tax sale records, and delinquent tax redemption.1Hinds County. Hinds County Online Databases For properties headed to auction, the county also posts downloadable tax sale files listing every parcel in the sale.3Hinds County. Hinds County Tax Sale Files Searching by PIN pulls the cleanest match; owner name works too but can return multiple entries when a property has changed hands or when the owner holds several parcels.
If you would rather look in person, the Tax Collector operates two offices. The Jackson office is at 316 S. President Street. The Raymond office is at 127 W. Main Street. Both are open Monday through Friday, 8:00 a.m. to 5:00 p.m., except on legal holidays.4Hinds County, Mississippi. Tax Collector
What Each Entry Shows
Every listing includes the parcel identification number, the record owner’s name, a legal description of the property, and the tax year that remains unpaid. When a property owes more than one year, each year appears as its own entry, so the same address can show up multiple times.
The dollar amount on the list is the base tax originally assessed. It does not include the late interest that has been running since February 1, and it does not include any fees added once a property is advertised for sale. Treat it as a starting figure, not a payoff.
What You Actually Owe
Mississippi law charges one-half of one percent per month on unpaid property taxes, starting February 1 and running until you pay.2Justia. Mississippi Code 27-41-9 – Interest on Taxes Due; Extension of Due Date by Proclamation Even a partial month counts as a full month, so a February 5 payment carries the same interest charge as a February 28 payment. That is 6% a year, and on a parcel carrying several delinquent years, each year’s balance accrues separately.
The Hinds County Tax Collector also treats mailed payments as late if the postmark falls after the due date.5Hinds County. Hinds County Frequently Asked Questions – Tax Collector If you are close to a deadline, paying online removes the postmark risk.
Before you send money, pull a current payoff from the Tax Collector’s system using your PIN, or call the office. The list figure will almost always be low.
How to Pay
Online
Hinds County accepts online payment for both current and delinquent property taxes through its website.6Hinds County, Mississippi. Pay Online The portal has separate tools for current-year taxes and for redemption of property already sold at a tax sale, so pick the one that matches your situation.
Mail payment to either Tax Collector office. The Jackson mailing address is P.O. Box 1727, Jackson, MS 39215-1727. The Raymond mailing address is P.O. Box 51, Raymond, MS 39154.4Hinds County, Mississippi. Tax Collector Use a money order or cashier’s check rather than a personal check.
In Person
Both offices accept walk-in payments during regular business hours. Bring your parcel number and a form of certified funds. Keep your receipt. The county’s record updates within a few business days, and the parcel comes off the active delinquent list once the full balance clears.
If You Can’t Pay the Full Amount
Hinds County accepts installment payments on current-year taxes, though the half-percent monthly interest still applies to any installment paid after February 1.5Hinds County. Hinds County Frequently Asked Questions – Tax Collector For taxes that are already delinquent from prior years, the county’s public materials do not advertise a formal installment plan. Call the Tax Collector’s office directly to ask what is available. Waiting until the property is advertised for sale is the expensive option.
What Happens If It Isn’t Paid: The August Tax Sale
Properties still unpaid later in the year are advertised for sale. Under Mississippi law, the Tax Collector begins advertising delinquent properties after August 5, with the sale held on the last Monday of August at the county courthouse.7Justia. Mississippi Code 27-41-55 – Sales of Land for Taxes; Advertisement The statute also allows an alternative sale advertised starting February 15 and held on the first Monday in April.
Mississippi does not sell a tax lien in the way some other states do. The Tax Collector sells the land itself, or as much of it as needed to cover the unpaid taxes, fees, and penalties, and the winning bidder takes title subject to the owner’s right to redeem.7Justia. Mississippi Code 27-41-55 – Sales of Land for Taxes; Advertisement If no one bids, the property is struck off to the state.
Redeeming After a Sale
Once a property has been sold at tax sale, you are no longer just paying delinquent taxes. You are redeeming, and that is handled by the chancery clerk, not the Tax Collector.8Justia. Mississippi Code 27-45-1 – Duties of Chancery Clerk The owner has two years from the date of sale to redeem.9FindLaw. Mississippi Code Title 27 Taxation and Finance 27-45-3 – Redemption of Land Sold for Taxes
Redemption is substantially more expensive than paying before the sale. You have to cover:
- All taxes the land was sold for, plus any taxes that have accrued since the sale.
- A flat 5% damages charge calculated on the amount of taxes the property was sold for.
- Interest on all taxes and costs at 1.5% per month from the date of sale through the date you redeem. That is three times the pre-sale rate.
- All costs tied to the sale, including advertising and recording fees.
On a $3,000 tax balance, the 1.5% monthly interest alone adds $45 a month on top of the 5% damages and sale costs. Eighteen months of waiting can push the total past $4,500. The chancery clerk records each redemption on the day payment is made.8Justia. Mississippi Code 27-45-1 – Duties of Chancery Clerk
If You Have a Mortgage
Owners with an escrow account should check the lender before paying the county directly. Most servicers collect property taxes with the monthly mortgage payment and pay the county for you. When a lender finds out taxes are delinquent, it typically advances the payment to protect its collateral and then bills you for the escrow shortage, usually spread over 12 months of higher payments. Most mortgage contracts also treat unpaid property taxes as a default, which gives the lender a contractual path to foreclose even when the mortgage itself is current. Paying twice, or paying into a dispute with your servicer, is avoidable with one phone call before you send the county any money.