Yes — Florida Blue covers breast pumps. Members get one manual or electric pump per delivery, ordered through the insurer’s designated supplier, Aeroflow. Most members on non-grandfathered plans pay nothing out of pocket because federal law treats breastfeeding equipment as a preventive service, though Florida Blue’s own maternity page notes that a deductible, copay, or coinsurance may apply depending on the plan.1Florida Blue. Maternity Care
What’s Covered
The benefit is one manual or electric breast pump per delivery, under the terms of your individual plan.1Florida Blue. Maternity Care Because the limit is tied to each delivery rather than each calendar year, a second pregnancy makes you eligible for another pump. Florida Blue’s maternity page doesn’t name specific brands or models and doesn’t spell out the line between standard and hospital-grade pumps, so plan documents (or the number on your member ID card) are the way to confirm what yours allows.
Accessories are the fuzzier piece. Florida Blue doesn’t publicly address flanges, tubing, bottles, or replacement parts. DME suppliers that work with the plan report that a basic supplies kit usually comes with the pump, while nursing bras, cleaning supplies, and hands-free accessories are generally not covered.2The Breastfeeding Shop. BCBS of Florida Breast Pump Through Insurance
What You’ll Pay
Florida Blue’s maternity page says members are responsible for their deductible, copay, or coinsurance on a breast pump.1Florida Blue. Maternity Care That language is broader than what most members actually experience. Under Section 2713 of the Affordable Care Act, non-grandfathered private health plans must cover breastfeeding equipment and supplies as a preventive service with no cost sharing. The HRSA Women’s Preventive Services Guidelines specify “double electric breast pumps (including pump parts and maintenance) and breast milk storage supplies,” and state that access to a double electric pump “should not be predicated on prior failure of a manual pump.”3HRSA. Women’s Preventive Services Guidelines
The exception is grandfathered plans — those that existed before March 23, 2010, and haven’t been substantially changed since. Those plans are not bound by the ACA preventive-services rule and can charge cost sharing.4KFF. Preventive Services for Women Covered by Private Health Plans Under the ACA If you’re on a current individual or employer plan through Florida Blue and you use an in-network supplier, the standard pump should arrive at no out-of-pocket cost. If you’re unsure which category your plan falls into, log into the member portal or call the number on your ID card before ordering.
How to Order Through Aeroflow
Florida Blue routes breast pump orders through Aeroflow, a durable medical equipment supplier. You can start the process by calling 1-844-276-2517 or going to Aeroflowbreastpumps.com.1Florida Blue. Maternity Care
The process has three steps. Fill out Aeroflow’s insurance qualification form online. Aeroflow then verifies your Florida Blue coverage and handles the paperwork with the plan and your provider. Once coverage is confirmed, you choose from the pump options your plan covers and Aeroflow ships it to your home.5Aeroflow Breastpumps. Our Process
You can submit the qualification form at any point during pregnancy and up to one year after delivery. Many plans will not allow the pump to ship earlier than 30 days before the due date, and Aeroflow shows the earliest possible ship date for your order once coverage is verified.5Aeroflow Breastpumps. Our Process Florida Blue doesn’t explicitly say a prescription is required, but DME suppliers generally need one from an OB-GYN, midwife, or primary care provider as part of the order.
Upgrading to a Different Model
Aeroflow typically shows a mix of pumps that are fully covered at no cost and higher-end or wearable models that require an out-of-pocket upgrade fee. Those upgrade charges can usually be paid with HSA or FSA funds.
Buying a Pump on Your Own
Florida Blue’s public site doesn’t describe a retail reimbursement process. The Florida Blue State Employees’ medical claim form does allow members to submit claims for durable medical equipment bought from non-network suppliers, with the original itemized bill, the supplier’s tax ID or NPI, a prescription, and a letter of medical necessity from the treating physician. Claims must be filed within 16 months of purchase.6Florida Blue. State Employees Medical Claim Form If you’re on a different Florida Blue plan and want to buy a pump at retail, call member services first to confirm whether reimbursement is available before you spend the money.
Lactation Consultations Are Also Covered
Separate from the pump itself, Florida Blue covers lactation consultation services as an ACA preventive benefit. That includes assessment of breastfeeding technique and latch, evaluation of feeding difficulties, care plans, and counseling. Visits can happen in a home, office, outpatient setting, or by telehealth, and can be delivered by physicians, nurse practitioners, certified nurse midwives, registered nurses, or International Board-Certified Lactation Consultants. Florida Blue’s payment policy doesn’t set a flat annual visit cap; the number of covered visits depends on your individual plan.7Florida Blue / GuideWell. Lactation Consultation Services Payment Policy Routine breastfeeding assessments for the newborn during the hospital stay are also covered as part of maternity care.1Florida Blue. Maternity Care
If You’re on Medicaid or a Federal Employee Plan
The commercial rules above don’t fully apply if your Florida Blue coverage is Medicaid managed care. Under Florida Medicaid policy, electric breast pumps are covered when a nursing mother is separated from her infant because of work, school, or a medical reason. Hospital-grade electric pumps are covered only for mothers being treated for a breast infection or for mothers of infants born before 37 weeks gestation. Medicaid managed care plans must provide at least this level of coverage.8AHCA. Durable Medical Equipment and Medical Supply Services
Federal employees enrolled in the Blue Cross Blue Shield Federal Employee Program have their own terms. The 2025 FEP Standard and Basic Options cover one breast pump per calendar year — not per delivery — for pregnant or nursing members, along with milk storage bags, at no cost. The pump must be ordered through FEP’s designated vendor at fepblue.org/maternity or by calling 1-800-411-2583.9FEP Blue. Standard and Basic Options Brochure