Florida Roof Specialists Lawsuit: Liens, Injunction, and Homeowner Options

The Florida Roof Specialists lawsuit is a civil enforcement action filed by the Florida Attorney General’s Office in September 2025 against the Jacksonville-based roofing company and its president, Jeremy S. Rogero. The state alleges the company misled homeowners into believing they would owe only their insurance deductible, then billed them thousands of dollars in undisclosed charges after installation and filed liens and foreclosure lawsuits against those who refused to pay. The case was brought in Citrus County Circuit Court and seeks restitution for customers, removal of all liens the company placed on homes, a permanent ban on the company selling or installing roofs in Florida, and more than $50,000 in damages and attorney’s fees.¹

The investigation that led to the suit collected more than 2,100 consumer complaints statewide, according to an affidavit from a state financial investigator cited in the Attorney General’s filing.²

What the State Says the Company Did

According to the Attorney General’s complaint, sales representatives went door to door in neighborhoods where storm damage was suspected and told homeowners the company would handle their insurance claims and that their only out-of-pocket cost would be their deductible. In some cases that promise was written into the contract itself.³

Homeowners were also asked to sign assignment-of-benefits paperwork giving the company the right to deal directly with their insurer. The state calls these agreements “invalid and unenforceable” and the broader practice “deceptive, unfair, and unconscionable.” Many customers never received a written estimate; one representative allegedly explained that the company avoids providing estimates because “the customer doesn’t understand them and it confuses them.”¹

Once the roof was installed, bills followed for thousands of dollars in charges that were never disclosed up front. Some customers received bills for amounts nearly equal to the full payout from their insurer.¹

The Liens and Foreclosure Lawsuits Against Customers

When homeowners refused to pay the surprise charges, Florida Roof Specialists filed construction liens on their properties and often sued to foreclose. The company has filed more than 250 lawsuits against its own customers in recent years.³ At least 75 homeowners had liens placed on their properties, and the liens tied to the state’s complaints total roughly $1.9 million. The Attorney General’s complaint calls these liens “frivolous” and “baseless” and describes the practice as an effort to “extort additional funds” from consumers.²

A lien clouds a property title and can block a sale or refinance; an unpaid lien can be the basis for a forced sale. The individual outcomes have varied widely:

In Pinellas County, TJ Freidinger’s insurer paid the company $24,000 for his roof, and the company then filed a foreclosure lawsuit seeking an additional $26,469 in “supplemental charges” for items like shingles and a dumpster. He told WFLA he never received an explanation for the extra charges.⁴
A Winter Haven couple, ages 83 and 82, lost their home after a judge ruled against them in a foreclosure case brought by the company.⁵
An 82-year-old Haines City homeowner had his home ordered sold but avoided the sale at the last minute by borrowing money to pay the lien.⁵
The Calhoun family in Polk County fought back and won: a judge ruled the company’s contract unenforceable and dismissed the lien, and the homeowners are now seeking more than $20,000 in legal fees from the company.²
The Pelletiers in Polk County did not respond to their lawsuit, and a default was entered allowing the company to pursue more than $12,400 plus fees.²

Other homeowners settled on harsh terms to stop a foreclosure. One Lakeland homeowner agreed to pay $3,261 in installments, with any missed payment allowing the company to pursue a final judgment. A Winter Haven couple agreed to pay roughly $7,700 in monthly installments.²

What the Attorney General Is Asking the Court to Do

Attorney General James Uthmeier’s office filed the case in September 2025 after an investigation that had been underway since at least September 2024.¹ Uthmeier said in the complaint that consumers “were specifically misled to believe that they would not be responsible for paying defendants any amounts in excess of their insurance deductible” and called the company’s practices “immoral, unethical, oppressive, unscrupulous or substantially injurious to consumers.”²

On January 30, 2026, the Attorney General filed a motion for a temporary injunction asking the Citrus County court to halt the company’s pending lawsuits against consumers, dissolve existing foreclosure cases, terminate all existing liens, block any new construction liens, and declare the underlying contracts unenforceable.²

Florida Roof Specialists has denied wrongdoing and filed a motion to dismiss.⁶ WFLA reported that calls to the company and its attorney seeking comment went unreturned.¹ As of mid-2026, neither the motion to dismiss nor the request for a temporary injunction has been ruled on, and the case remains pending.² Until the court acts, existing liens and lawsuits are not automatically paused.

What To Do If You’re an Affected Homeowner

The Attorney General’s Office has urged homeowners who believe they were affected by the company’s practices to file a complaint directly with the office. Those complaints support the ongoing case and help document the scope of the harm.⁷

If you have been sued or have a lien on your home, attorneys who have handled these cases say it is worth fighting rather than accepting an unfavorable settlement. Attorney Yanet Cordova Quintro, who has represented homeowners sued by the company, identified the absence of clear pricing in the contracts as the “brightest red flag” and encouraged affected homeowners to challenge the lawsuits.⁴ At least one Polk County judge has already found a Florida Roof Specialists contract unenforceable and dismissed the related lien. Ignoring a lawsuit is the worst option: in the Pelletier case, failing to respond allowed a default judgment to be entered.²

How To Avoid the Same Trap With Any Roofer

Jacksonville-area attorneys have offered the same advice to anyone considering a roofing contract after a storm: demand a detailed, itemized written estimate before any work begins, stay directly involved in your own insurance claim rather than handing control to a contractor, and require written disclosure of all additional charges before signing anything.⁶ A contract that promises you’ll owe only your deductible, with no itemized price for the work itself, is the pattern at the center of this case.