How to Complete the Mass RMV Lien Release and Title Amendment Form

The Massachusetts RMV title amendment form is TTL104, the Amend Title/Lienholder Maintenance Application you use to correct information on an existing vehicle title or add a lienholder to the record. Download it from Mass.gov, mail the completed package with your original title and a $25 check to the RMV Title Division in Boston, and expect 15 to 22 business days of processing once the Registry has everything it needs.

What the Form Does

TTL104 has two checkboxes at the top, and you pick one:

  • Correct a Title. Fix an error on an existing title, such as a misspelled name, wrong address, or incorrect odometer reading.
  • Add a Lienholder. Place a new lienholder on the title when you take out a loan against the vehicle.

One thing the form does not do: release a lien. If your lender holds a paper title and you’ve paid off the loan, the lender signs and stamps the lien release area on the face of the original title and returns it to you. No TTL104 is needed for that step. If your lender participates in the Massachusetts Electronic Lien and Title (ELT) program, the release is handled electronically, and you don’t file this form either. More on both below.

Filling Out TTL104

Start with the vehicle block at the top. Enter the full 17-character Vehicle Identification Number exactly as it appears on your current title and on the metal plate riveted to the driver’s-side dashboard. Then enter your title number, the unique identifier printed on the face of your current certificate of title.

Below that, fill in the owner’s name and address exactly as they should appear on the corrected title. If the vehicle has more than one titled owner, every owner listed on the current title must be accounted for. Check the box that matches your request and move to the section that applies.

Title Corrections

In the correction area, enter only the information you need changed. For a name change after marriage or a court order, write the new legal name. For an address correction, enter the updated residential address. For an odometer correction, know that the RMV requires a notarized affidavit of facts to accompany the form; you cannot correct mileage with TTL104 alone.

Adding a Lienholder

The lienholder section asks for the lender’s name, lienholder code (your lender can give you this), and the date the lien was created. Your lender’s authorized representative must sign this section. If your lender is an ELT participant, the lien can be added electronically instead, and the lender transmits it directly to the RMV.

At the bottom, you sign under a perjury statement affirming that everything on the form is true and correct. The form cites M.G.L. Chapter 90, Section 24B, which covers falsifying motor vehicle documents.

Supporting Documents You Need to Attach

The form alone isn’t enough. The RMV needs proof that the change you’re requesting is legitimate, and what you attach depends on the type of correction.

Name Change

For a name change through marriage, include a certified copy of your marriage certificate. For a court-ordered change (divorce decree, legal name change), include a certified copy of that court document. Plain photocopies of vital records won’t be accepted; the copies must be certified.

Change After an Owner’s Death

When a titled owner has died, include a certified copy of the death certificate along with the relevant probate document. Depending on the situation, that could be a letter of administration, a court order, or an affidavit of surviving spouse.

Odometer Correction

Odometer corrections require a notarized affidavit of facts explaining the discrepancy. Writing a new number on the form by itself will not get it done.

VIN Correction

Correcting a VIN is the most involved change. The RMV typically requires a physical inspection by the Massachusetts State Police or documentation such as a Manufacturer’s Certificate of Origin confirming the correct VIN.

Lienholder Change

To add or change lienholder information, you need the original certificate of title with the previous lien released, meaning the old lienholder has stamped and signed the release area on the title. Alternatively, submit a lien release letter on the old lienholder’s official letterhead that includes the vehicle’s year, make, VIN, and all titled owners, with a clear statement that the loan is paid in full. The RMV does not accept faxes or photocopies of lien release letters.

Where to Send It, Fee, and Timing

Mail the completed TTL104, your original certificate of title, all supporting documents, and a check or money order for $25 payable to MassDOT to:

Registry of Motor Vehicles
Title Division
P.O. Box 55885
Boston, MA 02205-5885

The $25 title amendment fee is non-refundable. Processing currently runs 15 to 22 business days from the point the RMV receives a complete package. If anything is missing (a document, a signature, the fee) the RMV sends the entire package back with a notice explaining the problem, and you start the clock over. Check everything twice before sealing the envelope.

The amended title mails to the owner’s address on file with the RMV, to a dealership, or to a lienholder, depending on the circumstances. Once the new title arrives, the old one is void; destroy the previous certificate so it can’t cause confusion if the vehicle is later sold.

When You Don’t Need This Form at All

If you’re paying off a car loan and your lender participates in the Massachusetts ELT program, you don’t file TTL104 to clear the lien. The lender sends an electronic release to the RMV, which then prints a paper title in your name without a lien notation and mails it to you the next business day after the electronic message is processed. If a dealer paid off the loan as part of a trade-in, the lender can direct the title to be mailed to the dealer instead.

If you’re not sure whether your lender is an ELT participant, call and ask.

Signing for Someone Else

If the titled owner can’t sign personally, the RMV accepts a Limited Power of Attorney form that authorizes someone else to sign title documents on the owner’s behalf. The RMV has its own POA form for vehicle transactions, and the rules are strict: every section must be completed, all signatures must be handwritten (no electronic signatures), and the authorization expires 30 days after signing or when the transaction is processed, whichever comes first. The form works only for Massachusetts RMV transactions.

Penalties for False Information

The perjury statement on TTL104 isn’t decorative. Under Massachusetts General Laws Chapter 90, Section 2, anyone who knowingly makes a false statement on a vehicle registration or title application faces a fine between $200 and $500, imprisonment from 15 days to two years, or both.1General Court of Massachusetts. Massachusetts Code Chapter 90 – Motor Vehicles and Aircraft The form also references Section 24B, which covers forging or falsifying motor vehicle documents. The RMV cross-references VINs, title numbers, and lienholder records against its database, and discrepancies get flagged.

For a genuine correction, this is a straightforward filing. Make sure every entry on the form matches the supporting documents you’re attaching, use the correct fee, and send the originals the RMV asks for rather than copies.