North Carolina Form MVR-92H is the sworn Affidavit of Facts you file when you own a vehicle but cannot produce a properly assigned title, and you are seeking a bonded title from the NCDMV.1North Carolina Department of Transportation. North Carolina Form MVR-92H Affidavit of Facts The form asks nine detailed questions about how you got the vehicle and why you lack title paperwork, and it must be notarized before submission. It is one piece of a larger package that also includes a vehicle inspection, an indemnity bond, and the standard title application (Form MVR-1).2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond
When the Bonded Title Path Doesn’t Apply
Before you spend time on the form, check that your situation is eligible. The NCDMV will reject a bonded title application in any of these circumstances:2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond
- The vehicle was abandoned rather than sold or given to you.
- The claim is based on a mechanic’s or storage lien.
- There is an outstanding lien and you cannot obtain a lien release.
- The vehicle is tied up in pending litigation, including a death, divorce, repossession dispute, or civil suit.
- The vehicle is not located in North Carolina.
- You do not live in North Carolina and the vehicle is not registered here.
- The vehicle is branded non-rebuildable, parts-only, or junked.
- The vehicle was declared a total loss by an insurance company that never titled it in the insurer’s name.
If any of these fit, call the NCDMV Customer Contact Center at 919-715-7000 to ask about the correct alternative process.
Vehicle Information at the Top of the Form
The top block collects year, make, body style, and the Vehicle Identification Number. Vehicles from 1981 or newer should carry a 17-digit VIN.2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond Copy the information directly off the VIN plate. The year, make, body style, and VIN on the MVR-92H must match exactly what appears on your MVR-1 title application, the indemnity bond, and the inspector’s Report of Inspection (Form LT-270). A single transposed digit across these documents can force you to start over.
How to Answer the Nine Questions
The body of the form is nine numbered questions. Each one needs a specific, factual answer; vague responses are a common reason applications get kicked back.1North Carolina Department of Transportation. North Carolina Form MVR-92H Affidavit of Facts
- How did you acquire the vehicle? State whether you bought it, received it as a gift, or obtained it some other way, and give the seller’s full name, full address, and phone number.
- Date you acquired the vehicle. Give the specific date, not an approximation.
- Is the vehicle currently titled in North Carolina? If not, list the last state where it was titled.
- Does the VIN plate appear on the vehicle? Confirm it is present and describe its location, such as the driver’s-side dashboard or door jamb.
- Are there any outstanding liens? If a lien exists, list the lienholder’s name and attach a lien release. Without the release, the application will be rejected.
- Has the vehicle been wrecked? If yes, list the individual major parts that were replaced. “Front end” is not specific enough.
- If you received a title at purchase, why can’t you provide it now? Explain whether it was lost, damaged, stolen, or something else.
- Why didn’t the seller give you a properly assigned title? This is the heart of most bonded title applications. State the reason plainly: they lost it, refused to sign it over, could not be located, and so on.
- What steps have you taken to contact the seller or previous owner? Describe your attempts: phone calls, letters, in-person visits. Specifics strengthen the case.
Write in plain, direct language. The reviewer needs a story they can follow without guessing. If the space on the form is too small, attach a separate sheet, write “see attached” in the answer block, and put your name, the VIN, and the date on the attachment.
Documents to Attach
The form directs you to furnish any document in your possession that supports ownership. Examples listed on the form itself include a title, bill of sale, conditional sales contract, invoice, or out-of-state registration.1North Carolina Department of Transportation. North Carolina Form MVR-92H Affidavit of Facts Attach whatever you have. A handwritten receipt from a private sale, a cancelled check for the purchase, or a screenshot of the online listing all help. If any lien exists, a lien release must be included.
Getting the Form Notarized
The MVR-92H must be signed in front of a notary.2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond Do not sign ahead of time; signing before you reach the notary invalidates the acknowledgment. Bring a valid government-issued ID.
You have two options. Designated NCDMV employees can administer oaths and acknowledge signatures under North Carolina General Statute 20-42, charging $6 for one signature, $7 for two, or $8 for three or more.3North Carolina General Assembly. North Carolina Code 20-42 – Authority to Administer Oaths and Certify Copies of Records This is the cheaper route and lets you notarize and submit in the same visit. A private notary public may charge up to $10 per signature for an in-person notarization, $15 for electronic, or $25 for remote notarization.4North Carolina General Assembly. North Carolina Code 10B-31 – Fees for Notarial Acts
What Goes with the MVR-92H in the Package
The affidavit does not stand on its own. Three other pieces go in with it.2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond
Vehicle Inspection (Form LT-270)
After the MVR-92H is complete, arrange for an NCDMV License and Theft Bureau Inspector to inspect the vehicle. The inspector verifies the VIN and vehicle details and issues the Report of Inspection on Form LT-270. If the vehicle is not operable at the time of inspection, the NCDMV will issue an inoperable title, and you will not receive registration plates until a follow-up inspection confirms the vehicle runs. Do the affidavit first, then schedule the inspection.
Indemnity Bond
The bond must be written by an insurance company licensed to sell surety bonds in North Carolina. The amount is one and a half times the vehicle’s value from the NCDMV Value Schedule, with a $100 minimum. For mobile homes or vehicles not in the schedule, two written appraisals from North Carolina dealers on their letterhead are required, and the bond is one and a half times the highest appraisal. You and the bonding company both sign, the company’s power of attorney must be attached, and no alterations are permitted on the bond document.2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond
Title Application (Form MVR-1)
The MVR-1 is the standard title application and collects vehicle details, your information, lienholder data if applicable, and insurance information.5North Carolina Department of Transportation. North Carolina Division of Motor Vehicles – Title Application It also requires notarization. The name, VIN, year, make, and body style on the MVR-1 must match the bond and the LT-270 exactly.
Where to Submit and What It Costs
Once you have the notarized MVR-92H with attachments, the LT-270, the indemnity bond with power of attorney, and the notarized MVR-1, submit the package at a local NCDMV office or mail it to NCDMV headquarters at 3101 Mail Service Center, Raleigh, NC 27699-3101.6North Carolina Department of Transportation. Official NCDMV – Vehicle Title Special Cases Submitting in person lets staff flag missing items on the spot, which can save weeks. If you mail it, use a service with tracking.
The title fee is $25.50, and Highway Use Tax is due at titling. The Highway Use Tax runs 3% of the vehicle’s value.2North Carolina Department of Transportation. Requirements/Instructions for Obtaining Title by Filing an Indemnity Bond Budget for those alongside the surety bond premium.
Penalties for False Statements
Because the MVR-92H is sworn, what you write on it carries legal weight. North Carolina General Statute 20-112 makes it a Class I felony to knowingly make a false affidavit or swear falsely to any matter required under the state’s motor vehicle title laws.7North Carolina General Assembly. North Carolina Code 20-112 – Making False Affidavit Perjury The general perjury statute separately classifies knowingly making a false statement under oath as a Class F felony, carrying a heavier potential sentence.8North Carolina General Assembly. North Carolina Code 14-209 – Punishment for Perjury Honest mistakes will not trigger prosecution, but intentionally misrepresenting how you acquired the vehicle or concealing an outstanding lien can mean felony charges on top of losing the title.