Illinois Form EG-13-I is the Financial Information Statement that the Illinois Department of Revenue (IDOR) requires from individual taxpayers who want a payment plan for a tax debt of more than $15,000 in combined tax, penalties, and interest. The two-page form gathers a detailed picture of your finances — employment, bank accounts, real estate, vehicles, debts, monthly income, and monthly expenses — so IDOR can decide whether to approve an installment agreement and what the monthly payment should be.
When You Have to File It
Two conditions trigger the form. You owe IDOR more than $15,000 across all outstanding liabilities, and you cannot pay that balance in full. If your combined debt sits at or below $15,000, you can request a payment plan without financial disclosures. Above the threshold, IDOR will not process a plan request until a completed EG-13-I is on file.
The threshold looks at your total state tax debt, not one tax type. The form covers liabilities under the Illinois Income Tax Act, the Retailers’ Occupation Tax Act, and related occupation tax and fee acts, and every delinquent account gets rolled into a single plan.
One more prerequisite: you must have filed every required return through the current date. IDOR will not negotiate payment terms while returns are still outstanding, so resolve any unfiled returns first.
Where to Get the Form
Form EG-13-I is available as a PDF from the Illinois Department of Revenue website at tax.illinois.gov under the payment plan forms section. Print it and complete it by hand, or fill it in with a PDF editor. You will submit it alongside your payment plan request, which can go in through MyTax Illinois or on paper using Form CPP-1, Payment Installment Plan Request.
Before you start, gather bank statements, mortgage documents, vehicle titles, pay stubs, and documentation of any other debts. The form warns on its face that disclosure is required and that missing information could cause IDOR not to process it.
Filling Out the Six Steps
Step 1: Personal and Employment Information
Enter your full legal name, street address, city, state, and ZIP code. Add your email, home phone, date of birth, Social Security number, and the number of dependents in your household. Then fill in your current employer’s name and address, your work phone, and how long you have held the position. IDOR uses these details to verify income and understand your earning capacity.
Step 2: Other Income and Property
Three categories go here. First, briefly describe any real property you own and where it is located, including your home, rental properties, and vacant land. Second, list the names and addresses of every bank where you hold an account, whether checking, savings, or otherwise. Third, give the license plate number and a description of each vehicle you own. Be thorough. IDOR cross-references this information against public records, and omissions can delay or sink your request.
Step 3: Bankruptcy Status
Say whether a foreclosure, bankruptcy, receivership, or assignment-for-benefit-of-creditors proceeding is currently pending. If yes, provide the case number and the date filed. Active bankruptcy proceedings affect how IDOR handles the debt, and nondisclosure creates problems later.
Step 4: Assets and Liabilities
This is the longest section. You fill in a table with rows for each category and columns for present value, outstanding balance, equity, monthly payment, payment start and end dates, and the name of the lender or creditor. The rows are:
- Bank accounts (total balances across the accounts listed in Step 2)
- Household furniture
- Home mortgage
- Rental properties
- Other real property not already listed
- Vehicles (two lines for model, year, value, and loan balance)
- Other assets (two lines for retirement accounts, equipment, collectibles, and the like)
- Federal taxes outstanding
- State taxes outstanding, including the Illinois balance that prompted this form
- Accounts and notes payable, such as personal loans or medical debt
- Charge cards (two lines for balances and minimum payments)
- Other liabilities, such as judgments or child support arrears
Total everything at the bottom. The equity column (present value minus liabilities) shows IDOR your net worth. If your equity is substantial relative to your tax debt, expect the Department to push for larger monthly payments or a shorter repayment window.
Step 5: Monthly Income and Expense Analysis
List monthly income sources: your take-home pay, your spouse’s take-home pay, pensions, rental income, and any other recurring income. Add them for a total net income figure. Then list monthly expenses: rent (if you have no mortgage listed in Step 4), groceries, the total monthly payments from Step 4, utilities, auto expenses such as insurance and gas, child support, and any other recurring costs. Subtract total expenses from total income. The resulting monthly net figure is what IDOR uses most directly to set your payment amount.
Be honest, but do not inflate. IDOR may ask for documentation supporting the amounts you report. At the same time, do not leave out legitimate costs. You want an accurate picture that produces a payment plan you can actually keep.
Step 6: Signature
Sign and date the form. If you are married and filing jointly, your spouse must sign as well. Your signature certifies that the information is accurate and complete.
How to Submit It
Send the completed EG-13-I with your payment plan request. If you are filing Form CPP-1 by mail, use the address listed on that form. If you started your request through MyTax Illinois, use the address provided in the correspondence IDOR sent you. Keep a copy of the EG-13-I and every supporting document for your records. For questions, the Department’s payment plan line is (866) 490-2061.
What IDOR Does With Your Information
IDOR reviews the disclosures to set a monthly payment amount and repayment timeline fitted to your financial condition. Neither the payment nor the length of the plan is standardized; both depend on your income, expenses, assets, and the balance owed. The Department will notify you once a decision is made.
Interest and penalties keep accruing after you enter the agreement. Under the Retailers’ Occupation Tax Act, executing a payment agreement does not toll the statutory interest. The longer your plan runs, the more total interest you pay on top of the original balance, so weigh that when you propose payment terms.
What Happens If You Do Not File a Plan
Skipping the plan or defaulting on one gives IDOR broad collection authority. The Department can file a lien on your real estate or personal property, garnish up to 15 percent of your gross wages, salaries, bonuses, and commissions until the liability is paid, and levy your bank accounts, certificates of deposit, insurance proceeds, contractual payments, bond interest, and rental income. IDOR must notify you of the amount owed at least 10 days before sending a wage garnishment or bank levy to your employer or bank. That 10-day window is a last chance to set up a plan. Submitting the EG-13-I when it is required is far less disruptive than dealing with liens and levies after the fact.