Is Bet365 Legal in Indiana? Markets, Signup, and Taxes

Yes, Bet365 is legal in Indiana. The sportsbook went live in the state on January 30, 2024, operating under a market access partnership with French Lick Resort, and it is one of the mobile books authorized by the Indiana Gaming Commission. If you are at least 21 and physically inside Indiana’s borders, you can sign up and place wagers on approved pro and college events.

Who Can Bet in Indiana

The minimum age is 21. You do not have to live in Indiana. Visitors can bet while they are in the state, but every wager has to be initiated and received within Indiana. Bet365 verifies your location through geolocation software on your phone or computer each time you open the app or try to place a bet. Try to wager from across the Illinois or Ohio line and the app will block it.

Indiana law also lists people who cannot bet on a particular event even if they otherwise qualify: athletes competing in it, coaches and managers under contract with the teams involved, game officials, employees of the relevant sports governing body, and anyone living in the same household as those individuals. A conviction for a state or federal crime related to sports wagering is a permanent bar.

What Bet365 Lets You Bet On

Markets cover professional leagues and college athletics, including game outcomes, point spreads, and totals. Two hard limits apply. Operators cannot take wagers on high school or other amateur youth events, and they cannot offer any market the Gaming Commission has not approved. Indiana lawmakers have revisited college player prop restrictions in recent sessions, so the exact list of college markets can shift. Check the app before assuming a specific event or prop is live.

How to Sign Up

Registration runs through the Bet365 app or desktop site. You will need:

  • Full legal name
  • Date of birth
  • Home address
  • Email and phone number
  • Last four digits of your Social Security number
  • A government-issued photo ID (driver’s license or passport) in case Bet365 asks you to upload it

The SSN is used for identity verification and for IRS reporting on winnings. Enter your information carefully. A typo in your name or date of birth can freeze verification and lock the account until you submit documents for manual review. Most checks finish in minutes, though some take up to 24 hours.

After identity clears, the app will ask you to turn on location services. Deny it and the app will not function.

Deposits and Withdrawals

Bet365 accepts Visa, Mastercard, Amex, Discover, and prepaid cards in the U.S. Available methods can vary by bank and state, so the deposit screen in your account shows what you specifically can use. Withdrawals typically route back through the method you deposited with. The usual minimum deposit is $10.

Taxes on Winnings

Gambling winnings are taxable federal income whether or not you receive a tax form. For sports wagers, Bet365 is required to issue a Form W-2G when your net winnings reach $2,000 in calendar year 2026. When net winnings from a single wager hit $5,000, the operator must withhold 24% for federal taxes before paying you. That withholding is a prepayment, not a separate tax. If your effective rate is lower, you get the difference back at filing; if it is higher, you owe the rest.

Indiana taxes gambling winnings at the state’s flat 2.95% income tax rate. Bet365 generally will not withhold state tax for you, so set it aside yourself. You can deduct gambling losses against winnings on your federal return, but only if you itemize and only up to the amount you won. Keep a running log of bets, including losses.

If Betting Becomes a Problem

Indiana runs a Voluntary Exclusion Program through the Gaming Commission. You can enroll for one year, five years, or a lifetime, which bars you from all casino and sportsbook activity in the state. You can sign up in person at any Indiana casino, at the IGC office in Indianapolis, through a designated problem gambling treatment provider, or online through the IGC website. Bring a government-issued photo ID; the commission will take your photograph for enforcement.

Once you are on the list, staying away is on you. Removal after your term ends requires a formal request and approval from the commission. It does not drop off automatically.

If your concern is mobile betting rather than casino visits, Indiana also runs an Internet Self-Restriction Program aimed specifically at online gambling. The state’s problem gambling helpline, run through the Division of Mental Health and Addiction, is 800-994-8448.