Leave of Absence in New Jersey: NJFLA, TDI, and FLI

A leave of absence in New Jersey can come from several overlapping laws, and which one applies depends on why you need the time off. The main pieces are the New Jersey Family Leave Act (NJFLA) for job-protected family caregiving and bonding, Temporary Disability Insurance (TDI) and Family Leave Insurance (FLI) for partial wage replacement, the federal Family and Medical Leave Act (FMLA) for your own serious health condition, Earned Sick Leave for shorter absences, and the SAFE Act for victims of domestic or sexual violence. Used together, these programs can protect your job for well beyond 12 weeks and replace a large share of your pay while you’re out.

Job-Protected Family Leave Under the NJFLA

The NJFLA gives eligible employees up to 12 weeks of job-protected leave in any 24-month period for two reasons: bonding with a newborn, newly adopted, or newly placed foster child (leave must start within a year of the child’s arrival), or caring for a family member with a serious health condition.1Division on Civil Rights. New Jersey Family Leave Act Frequently Asked Questions The definition of “family member” is broad and can include someone with a family-equivalent relationship to you.

To qualify, you must have worked for your employer for at least 12 months and put in at least 1,000 hours during the prior year. Your employer must have at least 30 employees worldwide. State and local government employees are covered regardless of agency size.1Division on Civil Rights. New Jersey Family Leave Act Frequently Asked Questions

When leave is foreseeable, give your employer at least 30 days’ notice for consecutive leave and at least 15 days’ notice for intermittent or reduced-schedule leave. Emergencies require notice as soon as reasonably possible. Employers can request written notice and medical certification.1Division on Civil Rights. New Jersey Family Leave Act Frequently Asked Questions

When you return, your employer must restore you to the same position, or to an equivalent one with the same pay, seniority, benefits, and conditions. The NJFLA does not include the “key employee” exception found in FMLA; every eligible employee gets full reinstatement rights.1Division on Civil Rights. New Jersey Family Leave Act Frequently Asked Questions

Leave for Your Own Illness or Injury

The NJFLA does not cover your own medical condition. If you need time off for your own surgery, injury, or illness, you have to look elsewhere.1Division on Civil Rights. New Jersey Family Leave Act Frequently Asked Questions

The federal FMLA fills this gap. It provides up to 12 weeks of unpaid, job-protected leave in a 12-month period for your own serious health condition or for family caregiving and bonding. FMLA eligibility is tighter than NJFLA’s: 12 months of employment, at least 1,250 hours worked in the prior year, and a worksite with 50 or more employees within a 75-mile radius.2eCFR. Part 825 The Family and Medical Leave Act of 1993 A “serious health condition” involves inpatient care or continuing treatment by a healthcare provider; routine checkups and minor illnesses don’t qualify.3eCFR. 29 CFR 825.113 – Serious Health Condition

For wage replacement during your own disability, Temporary Disability Insurance is the state program that steps in. It’s covered in the next section along with FLI.

Getting Paid: TDI and FLI

NJFLA and FMLA protect your job, but they don’t pay you. New Jersey runs two wage-replacement programs, both funded entirely by employee payroll deductions.4State of New Jersey. Information for Employers

Temporary Disability Insurance pays benefits when you can’t work because of your own non-work-related illness, injury, or pregnancy. Benefits last up to 26 weeks per disability period.5State of New Jersey. Temporary Disability and Family Leave Insurance

Family Leave Insurance pays benefits when you take time off to bond with a new child, care for a seriously ill family member, or handle matters tied to domestic or sexual violence. FLI benefits last up to 12 consecutive weeks, or up to 56 individual days if you take leave intermittently.6State of New Jersey. When You Need to Care for a Loved One FLI does not cover your own medical condition. Someone recovering from childbirth typically uses TDI during physical recovery, then transitions to FLI for bonding.

Both programs pay 85% of your average weekly wage, up to a maximum of $1,119 per week in 2026.7State of New Jersey. New Benefit Rates for 2026 To qualify in 2026, you must have earned at least $310 per week for 20 or more weeks during your base year, or earned a combined total of at least $15,500 during that base year.4State of New Jersey. Information for Employers

You file claims through the New Jersey Department of Labor and Workforce Development. For FLI, if you apply after your leave has already started, you have 30 days from your first day of leave to file. Late filing can cost you the benefits entirely.6State of New Jersey. When You Need to Care for a Loved One For intermittent FLI leave for bonding, you must give your employer at least 15 days’ notice before each period; the same 15-day notice applies to intermittent caregiving unless circumstances are emergent.

Stacking State and Federal Leave

When FMLA and NJFLA cover the same reason, like bonding with a new child, they run at the same time. One leave, two entitlements consumed together.

The programs diverge on your own medical needs, and that’s where stacking works in your favor. If you exhaust 12 weeks of FMLA recovering from surgery, your NJFLA entitlement is untouched, because NJFLA doesn’t cover your own condition. Once you’ve recovered, you could take up to 12 more weeks under NJFLA to care for a family member or bond with a child. That’s up to 24 weeks of job-protected leave in sequence, with TDI paying during the medical portion and FLI paying during the family portion.

Paid Sick Leave for Short-Term Needs

Every New Jersey employer, regardless of size, must provide paid sick leave. Since October 2018, all full-time, part-time, and temporary employees accrue one hour of earned sick leave for every 30 hours worked, up to 40 hours per year.8State of New Jersey. Earned Sick Leave Is the Law in New Jersey

You can use earned sick leave for your own or a family member’s physical or mental illness, for preventive care, to deal with domestic or sexual violence, or to attend a child’s school-related event. Your employer cannot require you to find a replacement worker before using sick time.9Justia Law. New Jersey Code 34-11D-2 – Provision of Earned Sick Leave If you leave a job and are rehired within six months, previously accrued sick leave must be reinstated. Sick leave is paid at your regular rate. Some employers frontload the full 40 hours at the start of each benefit year instead of tracking accrual.

SAFE Act Leave for Domestic Violence or Sexual Assault

The New Jersey Security and Financial Empowerment Act (SAFE Act) provides up to 20 days of unpaid leave in a 12-month period following an incident of domestic violence or sexual assault. Leave is available to victims and to employees whose family members are victims.10New Jersey Department of Labor and Workforce Development. New Jersey SAFE Act NJSA 34-11C-1 et seq.

Covered uses include seeking medical attention, counseling, legal remedies, safety planning, and relocation. You must have worked at least 1,000 hours in the preceding 12 months for a New Jersey employer with 25 or more employees. When leave is foreseeable, provide written notice as far in advance as reasonably practical. Employers can request supporting documentation but must keep it strictly confidential. SAFE Act leave runs concurrently with any paid vacation, personal leave, or sick leave you use during the same period, and it guarantees reinstatement.10New Jersey Department of Labor and Workforce Development. New Jersey SAFE Act NJSA 34-11C-1 et seq.

Military Leave

The New Jersey Law Against Discrimination bars employers from firing or penalizing employees because of a military commitment, and requires employers who grant leaves for other reasons to grant them for military service on the same terms.11NJ.gov. Military Service and Your Rights – Fact Sheet

Federal law goes further. The Uniformed Services Employment and Reemployment Rights Act (USERRA) guarantees reinstatement to the position you would have held if you had never left, including seniority-based promotions or pay increases that would have occurred during your absence. Military leave has no minimum tenure or hours-worked requirement.11NJ.gov. Military Service and Your Rights – Fact Sheet

Health Insurance While You’re Out

Under NJFLA, your employer must maintain group health benefits during leave on the same terms as if you were still working. You continue paying your share of premiums.

FMLA has a similar rule. If you fall more than 30 days behind on premium payments during FMLA leave, your employer can drop coverage after providing notice, but when you return, your employer must restore the same level of coverage you had before, even if it lapsed.12eCFR. Section 825.212 – Employee Failure to Pay Health Plan Premium Payments

TDI and FLI are wage-replacement programs, not job-protection laws, so they don’t independently require continued health benefits. If your leave also qualifies under NJFLA or FMLA, those insurance protections apply.

Tax Treatment of Leave Benefits

TDI benefits are partially subject to federal income tax and are reported as third-party sick pay on your W-2. They are not taxed by New Jersey.4State of New Jersey. Information for Employers

FLI benefits from a government paid family leave program are reported on Form 1099-G, in the same box used for unemployment compensation.13Internal Revenue Service. Form 1099-G Certain Government Payments If you contributed to the program through payroll deductions and you itemize on your federal return, you can deduct those contributions as taxes paid on Schedule A. If you don’t itemize, only the amount that exceeds your contributions counts as income.

Protection Against Retaliation

Employers cannot retaliate against employees who exercise their leave rights. Retaliation includes termination, demotion, reduced hours, or any other adverse action taken because someone filed a claim or took protected leave. Employees who experience retaliation can file complaints with the New Jersey Department of Labor and Workforce Development or, depending on the type of leave, with the Division on Civil Rights. Remedies can include reinstatement, back wages, and civil penalties against the employer.14U.S. Department of Labor. Back Pay For FMLA violations specifically, federal law allows recovery of back pay plus an equal amount in liquidated damages, along with attorney’s fees.