Maple Ridge Property Tax: Due Dates, Grants, and Payment Options

Property tax in Maple Ridge for 2026 is due July 2, 2026, and the bill bundles together levies from the City of Maple Ridge, the Province of B.C., TransLink, Metro Vancouver, and other agencies, all applied to the value BC Assessment placed on your property.¹ Pay on time, claim the Home Owner Grant if you qualify, and know that deferment and monthly instalment options exist if a lump sum in July is a problem.

When Your 2026 Taxes Are Due

The due date is July 2, 2026, and there is no grace period.¹ Miss it and the city applies a penalty immediately. The exact penalty percentage is posted on the city’s due dates and penalties page each year.

Unpaid taxes get more expensive in stages. After December 31 of the year they were billed, the balance becomes “taxes in arrears” and starts accruing interest at a rate the province sets each quarter. For the first half of 2026 that rate is 7.45%, which is prime plus 3%. If the balance is still outstanding the following December 31, it is reclassified as “delinquent taxes,” interest keeps running, and the property can eventually be sold at a tax sale.² Catching up gets harder with each stage, so if you cannot pay in full, look at the deferment program or TIPP before the deadline rather than after.

What Makes Up Your Bill

The tax rate on your notice is a mill rate, meaning tax per $1,000 of assessed value.³ It is not a single number set by one government. Several independent levies stack together, and the city collects the total on behalf of the other agencies.

Municipal levy for City of Maple Ridge services such as police, fire, parks, and roads, set through the annual city budget.
Provincial school tax, with an additional school tax on the portion of assessed value above $3 million.³
TransLink levy for regional transit and transportation.
Metro Vancouver levy for regional water, sewer, and parks.
Municipal Finance Authority and other minor levies.

To estimate your tax, multiply your assessed value in thousands by the combined mill rate for your property class. Residential properties are Class 1, which carries a different rate than commercial or industrial classes. The city publishes current rates on its website once the annual budget is finalized.

The value side of the equation comes from BC Assessment, an independent provincial authority. Your assessed value reflects what the property would likely have sold for on July 1 of the preceding year, based on sales of comparable properties.⁴ Assessment notices arrive in January, giving you time to review the figure before your tax bill arrives.

Home Owner Grant

The B.C. Home Owner Grant reduces the school tax portion of your bill. For most Maple Ridge homeowners the basic grant is $570 per year.⁵ The province does not apply it automatically; you have to claim it each year.

To qualify you must be a Canadian citizen or permanent resident, live in B.C., and occupy the property as your principal residence. The grant applies to properties assessed at or below $2,075,000 for 2026 and phases out above that threshold.⁵ Seniors, veterans, and persons with disabilities qualify for an additional grant that reduces the bill by more than the basic $570.

Apply directly through the province, and have your social insurance number on hand.⁶ If you are enrolled in the city’s monthly prepayment plan, you still need to apply for the grant separately by the tax due date, or the unpaid grant amount is treated as a late balance and penalized.⁷

Property Tax Deferment Program

If even the reduced bill is a strain, the B.C. Property Tax Deferment Program lets qualifying homeowners borrow from the province to cover the annual tax. The province pays the city on your behalf, and the balance accrues interest until you sell, transfer the property, or choose to repay.

Two streams are available:

The regular program, open to homeowners aged 55 or older, surviving spouses, and persons with disabilities.⁸
The families with children program, open to homeowners supporting at least one dependent child.⁸

Both require you to hold a minimum equity stake in the home and carry valid property insurance. As of 2026 the province charges compound interest at prime plus 2%, reset quarterly, which works out to roughly 6.45% based on recent prime rates. Deferment helps with cash flow, but compounding means the balance grows faster than many people expect if left for years.

Speculation and Vacancy Tax Declaration

Maple Ridge sits within a designated taxable area for B.C.’s Speculation and Vacancy Tax, a separate provincial levy on residential properties that sit empty or are not occupied by someone paying income tax in B.C.⁹ Most owners who live in their homes full-time are exempt, but every owner must complete an annual declaration confirming their status. For 2026 the declaration deadline aligns with the property tax due date of July 2.¹⁰ Skip the declaration and the tax can be applied even when you would otherwise be exempt.

How to Pay

Before you pay, find your folio number (also called the roll number) on your tax notice. You will need it for every payment method. The city’s jurisdiction code is 315.¹¹

Online banking: add “Maple Ridge” as a payee, choose the tax option, and use your folio number without dashes or spaces as the account number. Allow at least two business days for processing.¹¹
Credit card online through your MyCity Account or the city’s eServices portal. A 2% non-refundable merchant service fee applies.¹¹
In person at City Hall, 11995 Haney Place, Monday to Friday from 8:00 a.m. to 4:00 p.m. Debit, cheque, credit card, and cash up to $5,000 are accepted.¹¹
Mail or drop box. Make the cheque payable to the City of Maple Ridge and include the remittance slip or a note with your account. The drop box is on the west side of the Economic Development office beside City Hall. No cash in the drop box.¹¹

For mailed cheques, the payment date is the date the city receives it, not the postmark. Postdated cheques for the due date are accepted, but a cheque returned for insufficient funds triggers both the late penalty and a service fee. If your mortgage lender pays property taxes through your mortgage account, confirm with the lender well before July that the payment is scheduled.

Monthly Payments Through TIPP

The Tax Instalment Prepayment Plan pulls automatic monthly withdrawals from your bank account on the first of each month from August through May, with no withdrawal in June. Any remaining balance comes out on the tax due date.⁷

You can enroll at any time of year using the TIPP application on the city’s website. The monthly amount is based on the city’s estimate of next year’s taxes and adjusts automatically once the annual tax notice is issued. The plan runs until you cancel it in writing. If you sell the property, cancelling TIPP is your responsibility, not the buyer’s or the lawyer’s. Three returned payments will cause the city to cancel your enrollment automatically.⁷ Remember that TIPP enrollment does not apply the Home Owner Grant; you still have to claim it each year by the deadline.

If Your Assessed Value Looks Wrong

Your January assessment notice from BC Assessment sets the value side of your tax bill. If the number looks too high, start by calling your local BC Assessment office. An appraiser can walk you through the comparable sales behind the valuation, and clear errors can often be fixed without a formal review.¹²

If an informal conversation does not resolve it, file a written Notice of Complaint with the Property Assessment Review Panel. For the 2026 assessment roll, the filing deadline was February 2, 2026.¹³ The complaint needs your roll number, property address, name and contact information, and a reason based on comparable evidence. A large percentage jump on its own is not a valid reason; you need to show the dollar value is wrong. Note that an appeal challenges the valuation, not the tax rate or the amount of the bill, which are set separately by the city and the other taxing agencies.

1
Maple Ridge, BC. Due Dates and Penalties
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Province of British Columbia. Arrears or Delinquent Taxes Due to Local Governments
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Maple Ridge, BC. Property Tax Rates
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Province of British Columbia. Property Assessment
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Province of British Columbia. Home Owner Grant
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Province of British Columbia. Apply for the Home Owner Grant
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Maple Ridge, BC. Tax Instalment Prepayment Plan (TIPP)
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Province of British Columbia. Property Tax Deferment Program
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Province of British Columbia. Taxable Areas for the Speculation and Vacancy Tax
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Province of British Columbia. Speculation and Vacancy Tax
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Maple Ridge, BC. Pay Your Taxes
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BC Assessment. PARP Complaint (Appeal) Guide
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BC Assessment. Appeals