The property tax rate in Milford, Connecticut is 28.67 mills for the 2025 Grand List, effective July 1, 2026.1Milford, CT. Mill Rate History and Explanation The rate applies uniformly to real estate, personal property, and motor vehicles, and it’s down from 29.55 the prior year after the city completed its state-mandated five-year revaluation.2Milford, CT. Assessors Office A lower rate doesn’t automatically mean a lower bill, though. Revaluations tend to push assessed values up, so the same revenue target can be met at a lower per-mill charge while individual bills move in either direction depending on how a specific property was revalued.
How the Mill Rate Turns Into a Tax Bill
A mill equals $1 of tax for every $1,000 of assessed value.3State of Connecticut Office of Policy and Management. Mill Rates At 28.67 mills, you owe $28.67 per $1,000 of assessed value. The formula: divide your assessed value by 1,000, then multiply by 28.67.
A few worked examples:
- $200,000 assessed value: 200 × $28.67 = $5,734 per year
- $280,000 assessed value (a home with a $400,000 market value): 280 × $28.67 = $8,027.60 per year
- $350,000 assessed value (a home with a $500,000 market value): 350 × $28.67 = $10,034.50 per year
Connecticut caps the mill rate municipalities may apply to motor vehicles at 32.46.4Connecticut General Assembly. Motor Vehicle Mill Rate Cap Milford sits below that ceiling, so vehicles are taxed at the same 28.67 rate as homes. Vehicle values decrease each year on a standard depreciation schedule that the Assessor’s Office applies from a statewide pricing guide.
How Milford Values Property
Connecticut law sets every assessment at 70% of fair market value.5State of Connecticut Office of Policy and Management. Statutes Governing Property Assessment and Taxation A $400,000 house has an assessed value of $280,000, and that’s the number the mill rate multiplies against. The Assessor’s Office captures each year’s values on the Grand List, a snapshot of all taxable property as of October 1.6Justia Law. Connecticut Code Title 12 – Publication of Grand List Anything you buy or improve after October 1 shows up on the next cycle, not the current one.
State law requires a full revaluation at least every five years.7Justia Law. Connecticut Code Title 12 – Revaluation of Real Property Milford’s most recent revaluation covered the October 1, 2025 Grand List, and the next is scheduled for 2030.2Milford, CT. Assessors Office Your fair market value stays fixed at that revaluation figure until 2030 unless you make physical changes to the property.
Business owners face one extra step. Furniture, equipment, computers, and other tangible business assets must be reported to the Assessor’s Office each year and land on the Grand List alongside real estate and vehicles, taxed at the same 70% ratio and 28.67 rate.
When Bills Are Due and What Happens if You’re Late
Milford splits the annual tax into two equal installments. The first is due July 1, the second January 1. You have a one-month grace window on each, so August 1 and February 1 are the last days to pay without interest.8Connecticut General Assembly. Late Payment of State Income and Local Property Taxes The fiscal year runs July 1 through June 30.
Miss that window and Connecticut law applies 18% annual interest, or 1.5% per month, calculated from the original due date rather than from when you actually became delinquent.9Justia Law. Connecticut Code Title 12 – Delinquent Tax or Installment of Tax Any fraction of a month counts as a full month. A July 1 tax paid on August 15 is two months late, so 3% on top of the balance. The minimum charge is $2 per installment, and interest keeps running until the balance is cleared. Extended non-payment can lead to a tax lien and, eventually, foreclosure.10Justia Law. Connecticut Code Title 12 – Foreclosure of Tax Liens
The Tax Collector accepts payment online through the city’s Point and Pay portal, in person by cash or certified check, or by mail.11Milford, CT. View and Pay Tax Bills On larger bills, the electronic check option ($2 under $10,000) is far cheaper than a credit card (2.5% fee).
Vehicles Registered After October 1
If you register a vehicle after the October 1 Grand List date, it won’t appear on the regular July bill. A supplemental bill arrives in December instead, covering the months from your registration date forward, and it’s due January 1 with the same February 1 grace deadline. Trading one car for another and keeping the plates produces a supplemental bill with a prorated credit for the taxes you already paid on the old vehicle.
Exemptions and Relief That Reduce the Bill
Milford runs several programs that trim what qualifying residents owe, most pairing a state benefit with a local one. Applications go through the Assessor’s Office, and deadlines vary.
Elderly and Disabled Homeowners
Connecticut’s circuit breaker program provides a credit of up to $1,250 for married couples and $1,000 for single homeowners who are 65 or older or totally disabled, subject to income limits.12State of Connecticut Office of Policy and Management. Homeowners Elderly and Disabled Circuit Breaker Tax Relief Program Apply between February 1 and May 15. The credit scales with income; lower-income applicants get larger reductions.
Milford adds its own local grant of up to $600 per year for eligible elderly and totally disabled residents, though combined relief from all programs can’t exceed 75% of the tax owed.13City of Milford, CT. Chapter 20.5 Taxation
Veterans
Income-qualified veterans get an additional $10,000 assessment exemption from Milford beyond the base state exemption, worth roughly $287 a year at the current rate.13City of Milford, CT. Chapter 20.5 Taxation The income limit is the state threshold plus $25,000. Veterans rated 100% permanently and totally disabled by the VA may qualify for a full exemption on their primary residence under state law, and surviving spouses may qualify in some circumstances.14CT Veterans Legal Center. CT Property Tax Exemption Confirm current requirements with the Assessor’s Office.
Other Exemptions
Assessment exemptions are also available for blind residents and for properties with qualifying solar heating or cooling systems.13City of Milford, CT. Chapter 20.5 Taxation Owners who improve a property to accommodate a physical disability may be able to freeze the assessment at the pre-improvement level for up to five years by agreement with the city.
Appealing Your Assessment
If you think the revaluation put your property above fair market value, the first step is an appeal to Milford’s Board of Assessment Appeals by February 20. Some Connecticut towns extend that to March 20, so verify the current cutoff with the Assessor’s Office. Submit the form with supporting evidence: a recent appraisal, comparable sales, or documentation of conditions that reduce value.
Hearings run in March or April. They’re informal, and you can appear on your own or bring an attorney or appraiser. The Board can lower, raise, or leave your assessment alone, and it will notify you in writing.
Disagree with the Board? You have two months from receiving notice to appeal to Connecticut Superior Court. For properties assessed above $1 million, the Board may decline to hear the case, sending it straight to Superior Court, where you’ll need to file an appraisal within 120 days.
Strong appeals rest on objective evidence tied to the October 1 Grand List date: a recent arm’s-length sale, a certified appraisal with a matching effective date, or a documented analysis of comparable sales. Arguments that the tax is simply too high, without evidence that the assessed value exceeds 70% of fair market value, don’t succeed.