The Webb County Tax Office publishes the tax delinquent list for Laredo, TX online, and anyone can search it free at webb.go2gov.net. Records update as penalties and interest accrue, so the balance you see reflects what’s owed today, not just the original tax bill.1Webb County Tax Office. Webb County Tax Office – Property Address Search If you’d rather handle it in person, the main office is at 1110 Victoria Street, Suite 107, in downtown Laredo, with satellite locations open during regular business hours.2Webb County. Tax Assesso Collector
How To Search a Specific Property
The online portal gives you four ways to pull a record:1Webb County Tax Office. Webb County Tax Office – Property Address Search
- Account ID, the unique number the county assigns to every property. This is the most direct method.
- Owner name, if you know who holds title but not the account number.
- Property address, using the street number and street name.
- Mailing address, which searches by where the tax bill is sent rather than where the property sits.
Each result page shows the base tax, accumulated penalties and interest, and the taxing entities the balance is owed to. Check the legal description before you rely on the numbers. Addresses in Laredo neighborhoods repeat, and the wrong parcel is easy to grab.
How the Balance Grows After February 1
Texas property taxes become delinquent on February 1 of the year after the bill is issued.3State of Texas. Texas Tax Code TAX 31.02 – Delinquency Date From that date forward, two charges stack on top of the tax itself. A penalty starts at 6% in February and climbs 1% a month, capping at 12% on July 1. Interest runs separately at 1% a month for as long as any balance remains unpaid.4State of Texas. Texas Tax Code Section 33.01 – Penalties and Interest
The biggest jump happens on July 1. If the taxing unit has hired an attorney to collect, the law allows an additional penalty of up to 20% of the total tax, penalties, and interest already owed.5State of Texas. Texas Tax Code TAX 33.07 The exact rate depends on the attorney’s contract, usually 15% to 20%. You should receive written notice at least 30 days before July 1, so watch the mail starting in late spring.
Behind all of this sits the tax lien. It attaches automatically on January 1 each year to secure that year’s taxes, and it takes priority over almost every other claim against the property, including the mortgage. That priority is what eventually allows a forced sale if the debt isn’t resolved.
Ways To Pay What You Owe
Once you have the total, you can pay online at webb.go2gov.net with a credit card or electronic check. A convenience fee is disclosed at checkout.6Webb County Tax Office. Webb County Tax Office You can also mail a cashier’s check or money order to 1110 Victoria Street, Suite 107, Laredo, TX 78040, or pay in person at the cashier windows.7Webb County. Tax Assessor Collector
Save the receipt. It takes several business days for the public record to update and for the property to drop off the active delinquent list, and that receipt is your proof if a question comes up with the taxing unit or a collection attorney in the meantime.
If You Can’t Pay the Full Balance
Texas law lets the tax collector set up an installment agreement in writing, with monthly payments stretched over as long as 36 months.8State of Texas. Texas Tax Code TAX 33.02
Homestead owners get stronger terms. If you have a homestead exemption and haven’t used a plan in the preceding 24 months, the collector must offer one on request, and the plan runs at least 12 months. Penalties stop accruing while the agreement is active, though interest continues at 1% a month on the unpaid balance.8State of Texas. Texas Tax Code TAX 33.02
Two cautions before you sign. The agreement is an irrevocable admission that you owe the full amount it covers. And if you miss a payment, or fail to pay your current-year taxes on time, the agreement defaults and the taxing unit can move to seize and sell the property.
Tax Foreclosure Sales in Webb County
Properties that stay delinquent long enough face a lawsuit to foreclose the lien. After judgment, the property is sold at public auction between 10 a.m. and 4 p.m. on the first Tuesday of the month at or near the county courthouse. If that Tuesday falls on January 1 or July 4, the sale shifts to the first Wednesday.9State of Texas. Texas Tax Code TAX 34.01 – Sale of Property In Webb County, sales take place outside the northwest first-floor entrance to the Webb County Justice Center at 1110 Victoria Street.10Webb County. Foreclosures
A sheriff or constable runs the bidding to recover unpaid taxes, penalties, interest, and legal costs. Winning bidders generally pay immediately, and the officer executes a deed transferring the property interest. Texas now allows some counties to run these auctions online, but the sale still has to conclude by 4 p.m. on the first Tuesday.9State of Texas. Texas Tax Code TAX 34.01 – Sale of Property
Title Insurance Is a Real Problem
The deed from a tax sale is a bare deed without warranty, and most title companies will not insure a property bought this way. Historically, the reliable fix has been a quiet title action in court, which costs legal fees and takes months. Some title service companies now offer tax sale certification programs as a faster route, but either path is a real expense to factor in before you bid.
Redemption Rights After a Sale
A tax sale isn’t always final for the former owner. Texas gives a redemption window during which they can take the property back by paying the buyer.
For homesteads, agricultural land, and mineral interests, the redemption period is two years from the date the buyer’s deed is filed. In the first year, the former owner pays the full bid price plus a 25% premium, on top of recording fees and any taxes the buyer paid. In the second year, that premium rises to 50%.11State of Texas. Texas Tax Code Section 34.21 – Right of Redemption
For every other property type, the redemption window is 180 days from the date the deed is filed, with the same payment structure. Non-homestead owners have to move fast or lose the right.11State of Texas. Texas Tax Code Section 34.21 – Right of Redemption
If a Foreclosure Is Already in Motion
Filing Chapter 13 bankruptcy triggers an automatic stay under federal law that halts most collection actions, including a pending tax foreclosure sale.12Office of the Law Revision Counsel. 11 USC 362 – Automatic Stay A Chapter 13 plan can spread delinquent property tax payments over as long as five years while you stay in the home, and the plan can put tax debt ahead of unsecured creditors.
The stay doesn’t erase anything. You still owe every dollar of tax, penalty, and interest, and you have to stay current on new taxes during the plan or risk having the stay lifted. The stay also does not block a new tax lien from attaching for taxes that come due after you file.12Office of the Law Revision Counsel. 11 USC 362 – Automatic Stay
If you have a mortgage with an escrow account, your lender may pay the delinquent taxes to protect its lien, then recover the money from you by raising your monthly payment to cover the shortage. You can pay the shortage in a lump sum before the effective date on the escrow analysis to avoid the monthly increase, but either way you repay every dollar the lender advanced. Call the loan servicer early if you’ve fallen behind, before the lender decides on its own.