Town of Georgina Property Tax: Rates, 2026 Due Dates & Payment

Property tax in the Town of Georgina is billed twice a year: an interim bill in January and a final bill in June, each split into two installments for a total of four payment dates. For 2026, the interim installments are due February 27 and April 27, with the final bill’s two due dates printed on the notice mailed in June. Miss one and a 1% penalty hits the unpaid amount on day one of default, with interest continuing to add on the first of each following month.¹

How Your Bill Is Calculated

Your tax is your property’s assessed value multiplied by a combined tax rate. The assessed value comes from the Municipal Property Assessment Corporation (MPAC), an independent provincial body that values every property in Ontario based on location, size, age, and comparable sales. That assessed value is the starting point, not the bill itself.

The combined rate has three parts. One portion funds the Town of Georgina’s local services. A second goes to the Regional Municipality of York for regional infrastructure, transit, policing, and water. The third is the provincial education levy, set by Ontario and forwarded to school boards. For 2026, the York Region residential rate is 0.392412%.² The municipal and education portions are added on top.¹ On a home assessed at $500,000 with a combined rate near 1%, the annual tax works out to roughly $5,000.

Billing Cycle and 2026 Due Dates

The interim bill mailed in January equals 50% of the previous year’s total tax. The final bill in June reflects the current year’s approved rates and any assessment updates, and its balance is what remains after the interim payments.¹

Each bill splits into two installments. For 2026, the interim due dates are February 27 and April 27. The two final installment dates are printed on the June notice and may shift year to year to avoid weekends and holidays.³

Not receiving your bill in the mail does not excuse a late payment. If nothing has arrived by mid-January or mid-June, contact the Tax and Revenue Division right away.

Late Payment Penalties

The penalty for missing an installment is 1% of the unpaid amount, added on the first day of default.¹ Interest then accrues on the first of every month on whatever remains outstanding. Even a few days late locks in the initial 1%, so paying on time or automating the withdrawal saves real money.

How to Pay

Most homeowners pay through online or telephone banking. Two details trip people up. When you set up the payee, search for “Georgina Tax” — not the plural, and not the region or a school board. For the account number, use only the eight-digit portion of your roll number, not the full 19-digit number on the bill. A roll number reading 1970 000 02345600.0000 goes into the banking system as 02345600.⁴ Entering the wrong number can send your payment astray, and the penalty still starts on the due date.

You can also pay at most Canadian financial institutions in person, or drop a cheque at the Civic Centre at 26557 Civic Centre Road in Keswick. If your mortgage lender collects taxes with your monthly payment, confirm the arrangement is active and that they’re actually remitting to the town.

Pre-Authorized Payment Plan

The town’s pre-authorized payment plan pulls your tax directly from your bank account on set dates with no service charge. You can enroll any time during the year, and you can join even if your account is in arrears — the town calculates a payment that covers the arrears alongside current taxes.³

Three options are available:

Monthly on the first business day, with a mid-year adjustment in July for rate changes.
Monthly on the 15th, moving to the next business day when the 15th is a weekend or holiday.
Four installments matching the due dates on your interim and final bills.

To enroll, complete the agreement form on the town’s website and submit it with a void cheque or a pre-authorized debit form from your bank.³ A payment returned for insufficient funds carries a $35 processing fee, and a second returned payment cancels the plan and makes the full outstanding balance due immediately.

Rebates and Deferrals

Georgina runs a Seniors Property Tax Rebate Program that may reduce the burden for qualifying homeowners. You must apply each year; eligibility does not carry over. The 2026 form is on the town’s website.⁵

A separate program allows seniors, low-income seniors, and low-income disabled persons to defer property taxes rather than receive a rebate. Deferral postpones collection; it does not eliminate the tax. Eligibility details and forms are on the same page.⁵

Registered charities occupying commercial or industrial properties can apply for a rebate. The deadline is February 28 of the tax year.⁵

If You Think Your Assessment Is Too High

You cannot appeal directly to a tribunal. The first step is a Request for Reconsideration filed with MPAC through its AboutMyProperty portal or by mail. Before filing, MPAC suggests checking whether comparable homes in your neighbourhood sold for similar amounts around the valuation date; if they did, the assessment is probably accurate.⁶

MPAC typically responds within 180 days. If it agrees, it issues a new Property Assessment Notice and notifies the town so your bill can be adjusted.⁶

If you’re still not satisfied, you can escalate to the Assessment Review Board, an independent tribunal. For residential properties, the MPAC reconsideration decision must come first, and you have 90 days from the mailing date of that decision to file with the ARB. The filing fee is $132.50 per roll number.⁷

What Happens If You Don’t Pay

Monthly interest is only the first consequence. Once a property has been in arrears for at least three years, the town can register a Tax Arrears Certificate against the title. From the registration date, you have one year to pay the full cancellation price. If you don’t, the property becomes eligible for sale by public auction or public tender.⁸

Tax sales are uncommon, but the certificate itself sits on your title and complicates any sale or refinance long before an auction. Contacting the Tax and Revenue Division early, or enrolling in the pre-authorized plan with an arrears catch-up, is far better than letting three years of penalties compound.

Selling, Buying, or Moving

When you’re buying or selling in Georgina, your lawyer will need a tax certificate confirming the property’s tax status. The fee is $75. Requests go in writing to the Tax and Revenue Division at 26557 Civic Centre Road, Keswick, ON L4P 3G1, with a cheque for the fee. Include the property address, legal description, assessment roll number, and closing date if applicable. The town returns the certificate by regular mail or email.¹

New owners also need to file a Change of Address Form with the town so tax notices reach the right mailbox.¹ MPAC and town records update on different timelines, and a sale flowing through the land registry does not redirect your tax bill automatically. Filing promptly avoids the common problem of a new owner missing their first installment because the bill went to the previous address.

1
Town of Georgina. Taxes
2
York Region. Report of the Commissioner of Finance 2026 Property Tax Rates
3
Town of Georgina. Pre-Authorized Payment Plan
4
Town of Georgina. Property Tax Payment Options
5
Town of Georgina. Tax Rebate and Incentive Programs
6
Municipal Property Assessment Corporation. How to File a Request for Reconsideration
7
Tribunals Ontario. Filing an Appeal
8
Town of Georgina. Municipal Tax Registration and Tax Sales