The Voorhees NJ property tax rate for 2025 is 2.574 per $100 of assessed value, which produces an average annual bill of about $11,718 on a home assessed at the township average of $455,241.1NJ Division of Taxation. 2025 General Tax Rates2NJ Division of Taxation. 2025 Average Residential Statistics That single rate bundles together separate levies from the township, two school districts, Camden County, and smaller charges for open space and the library.
What the Rate Pays For
Your bill funds several independent governing bodies, each of which adopts its own budget before the pieces are combined into one rate. The Voorhees Township Committee sets the municipal portion, which covers police, public works, and administration. The Voorhees Township Board of Education and the Eastern Camden County Regional School District each set separate school budgets, and schools typically make up the largest share of a New Jersey property tax bill. Camden County’s Board of Commissioners adds the county levy for courts, county roads, and social services, with open space and library charges rounding out the total.
Under the Local Budget Law, every one of these entities must hold public hearings and certify its spending plan with the state before the combined rate is set.3New Jersey Division of Local Government Services. New Jersey Code 40A:4 – Local Budget Law The Camden County Board of Taxation then divides the total levy by the township’s aggregate assessed value to produce the general tax rate.
How to Calculate Your Own Bill
The math is simple. Divide your assessed value by 100, then multiply by the general tax rate. A home assessed at the township average of $455,241 works out to $455,241 ÷ 100 × 2.574, or about $11,718 a year.2NJ Division of Taxation. 2025 Average Residential Statistics A smaller home assessed at $300,000 would owe roughly $7,722 before any credits or deductions.
The rate changes every year as the governing bodies adopt new budgets, and a tax increase can come from a higher rate, a higher assessment, or both. If the county or either school district raises spending, your bill rises even when the municipal portion stays flat. A township-wide revaluation that lifts your assessment can also push the bill up in a year the rate itself drops.
General Rate vs. Effective Rate
New Jersey publishes two rates for every municipality. The general tax rate, 2.574 for Voorhees in 2025, is what gets applied directly to your assessed value. The effective tax rate, listed at 2.765, adjusts for the fact that local assessments don’t always match true market value.1NJ Division of Taxation. 2025 General Tax Rates The effective rate shows what the rate would be if every property were assessed at exactly 100 percent of market value.
Voorhees currently carries a county equalization ratio of 107.55 percent, meaning assessed values across the township sit slightly above actual market values on average.4Camden County Board of Taxation. 2025 Bi-Annual County Reports When assessments run high, the general rate looks artificially low because a larger base is being taxed at a smaller percentage. If you’re comparing Voorhees to other Camden County towns, use the effective rate. It’s the only apples-to-apples number.
Payment Dates and the Grace Period
Property taxes in Voorhees are due in four quarterly installments: February 1, May 1, August 1, and November 1. The first two installments are calculated from the prior year’s total tax; the August and November installments reflect the newly certified rate. That can mean a jump in the second half of the year if rates went up, which catches homeowners off guard when they budget off the February bill alone.
The township allows a nine-calendar-day grace period after each due date. If the tenth day lands on a weekend or township holiday, the grace period runs to the next business day.5Voorhees Township. Tax Collector The state statute behind this lets municipalities waive interest on payments made within the tenth calendar day after the due date.6Justia. New Jersey Code 54:4-67 – Interest on Delinquent Taxes
Payments can go through the Voorhees online portal by electronic check or credit card, by mail, or in person at the municipal building.7Voorhees Township. Electronic Tax Payments Postmarks don’t count. The township posts payments on the day received, so mailing close to the deadline is risky.5Voorhees Township. Tax Collector Miss the grace period and interest begins accruing at up to 8 percent on the first $1,500 of delinquency and up to 18 percent on anything above that.6Justia. New Jersey Code 54:4-67 – Interest on Delinquent Taxes
If Your Assessment Looks Too High
Assessment notices go out before February 1 each year, listing the value of your land and structures.8Justia. New Jersey Code 54:4-38.1 – Notice of Assessment If the figure looks too high relative to what your home would actually sell for, you can challenge it by filing Form A-1 with the Camden County Board of Taxation and serving copies on the municipal assessor and clerk.9NJ Division of Taxation. Petition of Appeal Form A-1
The standard deadline is April 1 of the tax year, or 45 days from the date the township mails assessment notices, whichever is later. If a township-wide revaluation or reassessment took place, the deadline extends to May 1.10NJ Division of Taxation. Assessment and Appeals The appeal must be received by the deadline, not postmarked, and late filings are dismissed.
Filing fees scale with assessed value:
- Under $150,000: $5
- $150,000 to $499,999: $25
- $500,000 to $999,999: $100
- $1,000,000 or more: $150
Given the township’s average assessment near $455,000, most Voorhees homeowners pay the $25 fee, which is nonrefundable regardless of outcome.9NJ Division of Taxation. Petition of Appeal Form A-1 The strongest appeals rest on recent sales of comparable homes showing values below your assessment. A professional appraisal to support the case typically runs $300 to $1,500, and whether that cost is worth it depends on the size of the gap. A $50,000 overassessment at the Voorhees rate saves more than $1,000 a year.
Programs That Reduce What You Pay
Several New Jersey programs lower the effective burden for qualifying homeowners. Missing a deadline means waiting a full year, so check each one even if you’re unsure about eligibility.
ANCHOR
The Affordable New Jersey Communities for Homeowners and Renters program is the broadest relief the state offers, with benefits based on residency, income, and age. The 2025 benefit year uses 2025 residency and income, and the application deadline is November 2, 2026.11NJ Division of Taxation. ANCHOR Program Most eligible filers under 65 are auto-filed and receive a confirmation letter. Seniors and those collecting Social Security disability benefits must file Form PAS-1 themselves.
Senior Freeze
Senior Freeze reimburses eligible homeowners for property tax increases after a set base year. You have to meet every eligibility requirement for every year from the base year through the application year, so documentation matters. The deadline for the 2025 application is also November 2, 2026.12NJ Division of Taxation. Senior Freeze Property Tax Reimbursement If you qualify for both ANCHOR and Senior Freeze, apply for both.
Veterans
Honorably discharged veterans with qualifying active-duty service get an annual $250 deduction. Surviving spouses of veterans who died on active duty can also qualify, provided they haven’t remarried.13NJ Division of Taxation. $250 Veterans Property Tax Deduction Reservists and National Guard members qualify only if called to active duty; training duty alone does not count. Veterans with a 100 percent permanent and total service-connected disability receive a full property tax exemption on their primary residence.14NJ Division of Taxation. 100% Disabled Veteran Property Tax Exemption On a Voorhees bill near $12,000, that exemption is substantial.
Senior and Disabled Persons Deduction
Residents 65 or older, or those who are permanently disabled, may qualify for a separate $250 annual deduction. You must have been a New Jersey resident for at least one year, own and occupy the home as of October 1 of the pretax year, and meet the program’s income limit.15NJ Division of Taxation. Property Tax Deduction for Senior Citizens and Disabled Persons The amount is modest, but it stacks with the other programs. A qualifying senior veteran can claim both $250 deductions.